Community Wealth Building

Homeownership: Starts Here

Whether you’re buying your first home, building credit, saving for a down payment, or protecting your family’s future, CHDC is here to guide you every step of the way

Get Educated

Build knowledge and confidence for your homebuying journey.

Get Assistance

Access down payment and closing cost assistance programs.

Achieve Homeownership

We’re here to support you every step of the way.

Quick Actions

Complete Intake Form

Single/Individual Credit Report

Joint or Co-Applicant Credit Report

Your Homeownership Journey

1. Attend Homebuyer Workshop

2. Meet with Specialist

3. Get Pre-Approved

4. Explore Assistance Program

5. Buy Your Home

6. Protect Your Wealth

Ready to Get Started?

Whether you’re just beginning to explore homeownership or you’re already pre-approved, CHDC can help you identify programs that fit your situation.

Get Started

Become Homebuyer Ready

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1.Become Homebuyer Ready

Before purchasing a home, you’ll need to understand the homebuying process, financing options, budgeting, and responsibilities of ownership.

Our First-Time Homebuyer Education program helps you:

Understand the buying process
Improve financial readiness
Learn about mortgage options
Meet education requirements for many assistance programs.

2.Get an Action Plan

Every homeownership journey is unique.

After meeting with one of our housing specialists, we will take the time to understand your unique situation, goals, and challenges. Whether you are just beginning to explore homeownership, working on improving your credit, saving for a down payment, or preparing to purchase a home, our team is here to help. Based on your current stage in the homeownership process, your specialist will create a personalized action plan designed for you.

3.Downpayment Assistance Program

CalHome Program

Qualified buyers may receive mortgage assistance through CHDC’s CalHome Program.

Additional Assistance Programs

CHDC also connects eligible buyers with additional down payment assistance opportunities through partner organizations and funding programs.

Homeownership: Starts Here

Quick Actions

Your Homeownership Journey

Become Homebuyer Ready

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Tools and Resources

Mortgage Payment Checklist

mortgage lender vs servicer

How to avoid foreclosure

HUD Income Limits

Upcoming Workshops

Pre-Purchase Workshop

October 24 @ 9:00 am

Taller previo a la compra

November 21 @ 9:00 am

PRE-PURCHASE WORKSHOP

November 21 @ 9:00 am - 5:00 pm